Terms of Use

General
By accessing our website www.anoraagency.com (“Anora Website”) and using its content, you have read and understood, acknowledge and agree to be bound by our terms of use. Please do not use and immediately leave the Anora Website, if you do not agree with any of our terms of use. As used below, the terms “Anora”, “we”, “us”, and “our” refer to Anora Agency Sdn Bhd and its affiliate companies whereas individually the term “Anora” refers to Anora Agency Sdn Bhd and “affiliate company” refers to any of Anora’s related company or associated company.

Use of Content
The content in Anora Website is available for information only and is published as of its date only. We reserve our rights and absolute discretion to modify, replace, remove the content from time to time, but assume no responsibility to update or amend.

No Offer
Nothing in Anora Website is or should be interpreted as an offer or a solicitation for an offer, as investment, legal, tax or other advice. Where such is needed, an independent professional should be consulted.

Copyright
The content on Anora Website is protected by copyright with all rights reserved, and all rights in the pages, site content and arrangement are owned by Anora and/or the respective Anora Group of Companies. You are not permitted and prohibited from copying, modifying, displaying, distributing, transmitting, redelivering through the use of “framing” technology, publishing, selling, licensing, creating derivative works or using any site content for any purpose without the prior written approval of Anora and/or the respective Anora Group of Companies.

Trademarks, Service Marks and Logos (“Marks”)
The marks appearing on the Anora Website are the property of Anora and/or the respective Anora Group of Companies.

No Warranty
The content on the Anora Website, including but not limited to graphics, text and hyperlinks or references to other sites, is provided on an “as is” basis without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement and freedom from computer viruses or other harmful components.

We do not warrant the adequacy, accuracy, reliability or completeness of any information on the Anora Website and expressly disclaim any liability for errors or omissions therein.

We do not warrant that the functions of the Anora Website will be uninterrupted and/or error-free, that defects will be corrected or that the Anora Website or the server that makes it available are free from computer viruses or other harmful components.

Limitation of Liability
We expressly disclaim any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your access or use or inability to access or use the Anora Website or reliance on its content, or use of its material, or any failure of performance, interruption, defect, delay in transmission, computer viruses or other harmful components, or line or system failure associated with the Anora Website, regardless of our knowledge thereof.

Hyperlinked and Referenced Websites
Certain hyperlinks or referenced websites on the Anora Website may for your convenience forward you to third parties’ websites, which generally are recognized by their top-level domain name. However, their content has not been investigated or analysed by us, and we do not warrant the adequacy, accuracy, reliability or completeness of any information on hyperlinked or referenced websites. We further do not warrant that the hyperlinks or referenced websites are free from viruses and expressly disclaim any liability for any and all of their content and damages resulting from its use.

Anora is not in any way responsible for the content of any site owned by a third party that may be linked to its internet sites by hyperlink, whether such hyperlink is provided by Anora or by a third party.

Users and sites may include a link to Anora internet site only by pointing to its homepage www.anoraagency.com and only if any discussion of Anora is truthful and not misleading. Anora makes no representations whatsoever about any other internet site which you may access through this website. When you access a non-Anora internet site, please understand that it is independent, and that Anora has no control over the content on that internet site. In addition, a link to a non-Anora internet site does not imply that Anora endorses or otherwise accepts any responsibility for the content, or the use, of the linked internet site.

By accessing the Anora Website, you also agree to abide by the proprietary guidelines set forth at any website accessed or hyperlinked to through the Anora Website.

Local Legal Restrictions
The Anora Website is not directed to any person in any jurisdiction where (by reason of that person’s nationality, residence or otherwise) the publication or availability of the Anora Website is prohibited. Persons in respect of whom such prohibitions apply must not access the Anora Website.

Jurisdiction, Severability
Any action arising out of these terms or Anora Website shall be litigated in, and only in, courts located in Kuala Lumpur, Malaysia, and you agree to submit to the exclusive jurisdiction of those courts and further agree that they are a convenient forum for you.

In the event that any of these terms is held unenforceable, the validity or enforceability of the remaining terms will not be affected.

No Confidential Information
Anora does not wish to receive confidential or proprietary information through the Anora Website. Please note that any information or material sent to Anora will be considered not confidential. By sending Anora any information or material, you grant to Anora an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information. You also agree that Anora is free to use any ideas, concepts, know-how or techniques that you send Anora for any purpose.

Disclaimers
There are no implied or express warranties on the materials in this site. Anora does not warrant or represent that the materials in this site are correct, accurate, or reliable. You assume the entire cost of all necessary servicing, repairs, or correction of any device damaged due to your accessing the internet materials contained in the Anora Website. This disclaimer applies even if Allianz or its agent has been advised of the possibility of such damages. .

No Reliance
While we use reasonable efforts to obtain information from sources which we believe to be reliable, we make no representation that the information or opinions contained on the Anora Website is accurate, reliable or complete. The information and opinions contained in the Anora Website are provided by Anora for personal use/reference and information only and are subject to change without notice. Nothing contained on the Anora Website constitutes investment, legal, tax or other advice nor is it to be relied on in making an investment or other decision. You should obtain relevant and specific independent professional advice before making any investment decision.